7 Best Investment Platforms in Nigeria to Grow Your Money in 2025

Introduction: 
Nigeria’s investment landscape is experiencing a revolution. 

Thanks to digital platforms, investing is no longer limited to the elite. Whether you’re a salary earner, student, or small business owner, these 7 trusted apps make it possible to grow your money from your phone in 2025.

1. Cowrywise

Best For: Consistent savers and beginners

What It Does: Helps you save and invest in regulated mutual funds. Offers Halal-compliant options for Muslim users.

Starting From: As low as ₦300

Why It Works: Super beginner-friendly, approved by the SEC, and ideal for financial goal-setting

🧠 Pro Tip: Use their “Savings Plan” feature to stay disciplined while earning real returns.

2. PiggyVest

Best For: Those looking to build savings habits

Features: Target savings, fixed deposits, group savings, and investment opportunities

Starting From: ₦1000

Why It Works: Up to 13% interest per year, and it forces you to save consistently

🧠 Pro Tip: Try “SafeLock” — you’ll earn more interest by locking your money away for longer.

3. Bamboo

Best For: Investing in U.S. companies

What It Offers: Buy shares of Apple, Tesla, Amazon, and more. Also supports Nigerian stocks.

Starting From: ₦500

Why It Works: Makes global investing easy, with options to buy fractions of expensive stocks

🧠 Pro Tip: Stick with index ETFs (like S&P 500) if you’re unsure which stocks to choose.

4. Risevest

Best For: Dollar-based long-term investors

What It Offers: Expert-managed portfolios in U.S. stocks, real estate, and fixed income

Starting From: $10 (about ₦15,000)

Why It Works: Helps you beat Naira inflation while growing in dollars

🧠 Pro Tip: Choose the “Fixed Income” plan if you prefer steady, low-risk growth.

5. Chaka

Best For: Access to Nigerian and international markets

What It Offers: Nigerian Exchange (NGX) stocks, U.S. stocks, and more

Starting From: ₦1000

Why It Works: Provides a wide range of options for different investor levels

🧠 Pro Tip: Mix Nigerian and U.S. investments to reduce overall risk.

6. Trove

Best For: Variety and flexibility

What It Offers: U.S., Chinese, Nigerian stocks, bonds, ETFs, and REITs

Starting From: ₦500

Why It Works: Great app for beginners and explorers who want to test different assets

🧠 Pro Tip: Don’t ignore bonds and REITs — they balance your stock exposure.

7. Afrinvest

Best For: Serious investors and professionals

What It Offers: Treasury bills, mutual funds, bonds, and personalized financial advice

Starting From: ₦10,000

Why It Works: Operated by a reputable financial institution with decades of trust

🧠 Pro Tip: This platform is perfect for those looking for more conservative, stable options.

Final Thoughts: 

Investing in Nigeria doesn’t have to be complicated. These 7 platforms empower you to start small and grow over time. Whether you’re saving in Naira or investing in dollars, the tools are in your hands. Just be consistent, track your progress, and avoid emotional decisions.

🧠 Beginner Advice: Always check if the platform is registered with the SEC, readl reviews, and never invest what you can't afford.

“Want to start investing smart in 2025?

👉 Download the Beginner Investment Checklist (Pdf) now — it's free.